SpecialFinds (Pvt) Ltd — Payment Solutions
Pakistan's Payment Innovator

Simplified Payments
for Modern Business

SpecialFinds (Pvt) Ltd delivers secure, developer-friendly payment gateway infrastructure so Pakistani e-commerce and businesses can accept money effortlessly.

Start Integrating → See How It Works
99.9% Uptime SLA
< 2s Transaction Speed
256-bit Encryption
24/7 Support
🔒 PCI DSS Compliant
🏦 Bank-Grade Security
⚡ Instant Settlement
📱 Mobile-First API
🇵🇰 Pakistan Registered
Who We Are

One Gateway,
Every Transaction

SpecialFinds (Private) Limited is a registered payment solutions company headquartered in Islamabad's Blue Area financial district. We bridge the gap between businesses and modern payment infrastructure — making it effortless to accept online payments across Pakistan.

💳

Payment Aggregation

Single integration, multiple payment methods — cards, wallets, bank transfers, and more.

🔌

Gateway API

Clean REST APIs with SDKs for rapid integration into any platform or tech stack.

📊

Merchant Dashboard

Real-time analytics, transaction history, refund management — all in one place.

Payment Flow

01
Customer Initiates Payment

Customer selects preferred payment method at checkout

02
SpecialFinds Gateway

Encrypted request routed through our secure aggregation layer

03
Bank / Wallet Authorization

Real-time authorization with fraud screening

04
Instant Confirmation

Merchant & customer receive instant payment confirmation

05
Settlement to Merchant

Funds settled to merchant account on agreed schedule

User Journey

From Sign-Up to First Transaction

Everything you need to start accepting payments, in five straightforward steps.

STEP 1
📝

Register & Apply

Sign up online and submit your business details and required documents for KYC verification.

STEP 2
✅

Account Approval

Our team reviews your application. Most merchants are approved within 2–3 business days.

STEP 3
🔑

Get API Keys

Receive your live and sandbox API credentials from the merchant dashboard.

STEP 4
⚙️

Integrate & Test

Plug our SDK or API into your platform. Run test transactions in sandbox before going live.

STEP 5
🚀

Go Live & Earn

Flip the switch to production mode and start accepting real payments from day one.

Integrations

Supported Platforms

Pre-built plugins, SDKs, and APIs for every major e-commerce and business platform.

🛒

WooCommerce

WordPress plugin, one-click install

🏪

Shopify

Official Shopify payment app

🔷

Magento

Extension for Magento 2.x

🌐

Custom Website

REST API — any language or framework

📱

Mobile Apps

iOS & Android SDKs available

🏬

POS Systems

In-store & QR code payments

📦

OpenCart

Native OpenCart extension

💼

ERP / CRM

SAP, Odoo & custom ERP hooks

💡

Don't see your platform? Our REST API and webhooks work with any stack. Contact our integration team for a custom solution.

Compliance & Trust

Our Policies

Transparent, fair policies that protect merchants and customers alike.

🔒 Privacy Policy

  • We collect only data required to process payments and comply with regulations.
  • Personal data is never sold to third parties.
  • All data stored on encrypted, Pakistan-hosted servers.
  • You may request deletion of your data at any time.
  • We comply with Pakistan's Electronic Transactions Ordinance (ETO 2002).

↩️ Refund & Dispute Policy

  • Merchants may initiate refunds within 30 days of transaction.
  • Refund processing: 5–7 business days to the original payment method.
  • Disputes are reviewed within 48 hours of submission.
  • Chargeback support provided with documentation assistance.
  • Partial refunds supported for all payment methods.

⛔ Prohibited Transactions

  • Gambling, adult content, or illegal goods/services.
  • Cryptocurrency or unauthorized financial instruments.
  • Transactions violating SBP guidelines or Pakistan law.
  • Any fraudulent or deceptive business practices.
  • Unauthorized re-sale of our gateway credentials.

🛡️ Security & Compliance

  • PCI DSS Level 1 compliant infrastructure.
  • All transactions encrypted with TLS 1.3 and AES-256.
  • 3D Secure (3DS2) authentication supported.
  • AI-driven fraud detection on every transaction.
  • Regular third-party security audits conducted.

📋 Merchant Agreement

  • Month-to-month contracts — no lock-in.
  • Transparent fee structure with no hidden charges.
  • 30 days notice required to close a merchant account.
  • Funds held in escrow are insured per SBP guidelines.
  • Full terms provided upon merchant onboarding.

⚖️ Terms of Service

  • Service governed by the laws of the Islamic Republic of Pakistan.
  • Disputes resolved through Islamabad arbitration courts.
  • We reserve the right to suspend accounts violating our AUP.
  • API usage subject to fair-use rate limits.
  • SLA guarantees 99.9% uptime with credit for downtime.
Get In Touch

Contact Us

Have questions about integration, pricing, or partnerships? We'd love to hear from you.

Our Office

📍
Address

1st Floor, Al Rehman Chamber
79 East AKM Fazl-ul-Haq Road
Block G, G-7/3, Blue Area
Islamabad, Pakistan

📞
Phone

0349-8528347

✉️
Email

info@specialfinds.pk

🕐
Business Hours

Monday – Friday: 9:00 AM – 6:00 PM PKT
Saturday: 10:00 AM – 2:00 PM PKT

🏢 SpecialFinds (Private) Limited
Registered under SECP, Pakistan

Send Us a Message

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